Overview
Boats, jet skis, and heavy trucks (over 3,500 kg) are not included in our general all-risk insurance. Instead, these items are covered under a deductible compensation insurance, meaning you must first report any damages to your primary insurance provider. We will then reimburse your deductible up to 10,000 kr per claim.
What is covered?
Deductible compensation: If damage, loss, or theft is covered by another insurance (e.g., boat insurance), we will reimburse your deductible up to 10,000 kr per claim.
Covered vehicles:
Motorboats
Sailboats
Jet skis
Medium and heavy trucks (over 3,500 kg)
What is not covered?
Scratches or normal wear and tear that do not affect usability.
Rental of:
Flying vehicles
Weapons or weapon parts
Jewelry and watches
Live animals
Tobacco and alcohol
Cash and financial instruments
Rental of already damaged goods.
Damage that was known before the insurance was taken out.
Coverage restrictions
Covers damage that occurs during the rental period.
Covers rented items and accessories up to specified amount limits.
Valid for 90 days.
Applicable only in the Nordic countries.
How to file a claim
If damage occurs during the rental period, you must report it immediately after being informed of the incident. Follow these steps:
Report the damage to your primary insurance provider.
Request a unique claim link from Hygglo by contacting Customer Support.
Submit your claim via the provided link.
More information
Insurance intermediary: Sharin AB (under name change to Omocom), Org. No. 559097-2377.
Insurer: W.R. Berkley Insurance AG, Swedish branch, Org. No. 516410-2070 (registered in Liechtenstein).