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Insurance for renting out vehicles on Hygglo
Updated over a week ago

Overview

When renting vehicles on Hygglo in Sweden, Norway, and Finland, insurance is automatically included. See special note about Denmark here. This coverage applies to a wide range of vehicle types, ensuring peace of mind for both renters and vehicle lenders.

Types of vehicles covered

Hygglo currently allows the rental of the following vehicles:

  • Vans and light trucks

  • Trailers and boat trailers

  • Caravans and motorhomes

  • Mopeds

  • Snowmobiles and ATVs (including lighter tractors)

Note: Private cars and motorcycles are not currently available for rental on Hygglo until further notice.


Insurance coverage details

  • Maximum coverage amount: Up to 300,000 SEK for damages.

  • Deductible:

    • 5,000 SEK per claim (for the renter).

    • No deductible for roadside assistance.

Included benefits

  1. Damage compensation: Covers damages to the vehicle up to 300,000 SEK.

  2. Roadside assistance: Available for the renter, with no deductible.

  3. Travel compensation: For the renter and companions to return to the rental location if the vehicle becomes non-drivable.

  4. Vehicle retrieval: Covers the cost for the lender to retrieve the vehicle from another location if required.​


Important insurance conditions

  • The vehicle must have a maximum of 300,000 kilometers driven.

  • Only the renter is permitted to drive the vehicle.

  • The renter must verify their eligibility to operate the vehicle (e.g., valid driver’s licence).


What is not covered?

The insurance does not include:

  • Cosmetic damage: Scratches or normal wear and tear that do not affect usability.

  • Excluded items: Rental of:

    • Aircraft

    • Weapons or weapon parts

    • Jewellery, watches, live animals, tobacco, alcohol, cash, or securities

  • Pre-existing damage: Damages that existed prior to the rental.

  • Known risks: Damage caused by circumstances known at the time the insurance was initiated.


Coverage limitations

  • Insurance applies only to damages during the rental period.

  • Coverage includes rented property and accessories, up to specified limits.

  • The insurance is valid for a maximum of 90 days.

  • Insurance applies within Sweden, Finland, and Norway.


Roadside assistance

If roadside assistance is needed during the rental period, renters should contact the appropriate service provider based on their location:

Norway

  • Service Provider: Falck

  • Emergency Number: +47 242 401 86

Sweden

  • Service Provider: Falck

  • Emergency Number: +46 8 731 40 68

Finland

  • Service Provider: RedGo

  • Emergency Number: +358 9 3747 7431

Renters should be ready to provide name, registration number, and cause of damage.



Special note for Denmark

In Denmark, there is no specific vehicle insurance. Only Hygglo’s general insurance applies. As a result, vehicles such as vans, motorhomes, and light trucks cannot be rented in Denmark. Trailers and boat trailers are still available for rental.


Additional information

  • Insurance Intermediary: Omocom, org. no. 559097-2377

  • Insurance Provider: Dina Försäkring AB, org. no. 516401–8029
    Address: Skeppsbron 2, 103 18 Stockholm

  • Product: Hygglo Rental of Property

For full details, refer to the insurance terms and policy provided before and after entering into an agreement.

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